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Stripe Country Comparison (Spreadsheet)

Stripe is currently available in 33 countries. The charges vary country by country. As a thumb rule, Stripe charges are ~ 6%.
This Google Sheet compares all 33 Stripe countries. Make a copy if you wish to edit it.
Stripe charges depend on four main factors.
  1. 1.
    Business Location: The country where your company (and bank account) is registered.
  2. 2.
    Customer Card Type: Local cards are charged less while international cards are charged about 1.5% more.
  3. 3.
    Presentment Currency: The currency in which you bill your customers.
  4. 4.
    Payout Currency: Your local currency. Stripe usually pays you only in your local currency. Stripe charges a 2% currency conversion fee if your Payout Currency is different from your Presentment Currency. :(

Highest Stripe Charge Countries.

Assuming your presentment and payout currencies are the same, top-3 countries with highest Stripe charges are ...
  1. 1.
    Mexico (7.10%)
  2. 2.
    Hong Kong (6.25%)
  3. 3.
    Malaysia (5.90%)

Lowest Stripe Charge Countries

Again, assuming your presentment and payout currencies are the same, European countries have the lowest Stripe charges (2.15% and 3.65% for local and international cards respectively).
Within EU, Norway has the highest Stripe charges (4.90% and 5.40% for local and international cards respectively).

NOTE: Please write to hello[at]sendwithses.com if you find a mistake in any calculations.

Discuss this article on HN: https://news.ycombinator.com/item?id=22012281