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Stripe Country Comparison (Spreadsheet)
Stripe charges depend on four main factors.
- 1.Business Location: The country where your company (and bank account) is registered.
- 2.Customer Card Type: Local cards are charged less while international cards are charged about 1.5% more.
- 3.Presentment Currency: The currency in which you bill your customers.
- 4.Payout Currency: Your local currency. Stripe usually pays you only in your local currency. Stripe charges a 2% currency conversion fee if your Payout Currency is different from your Presentment Currency. :(
Assuming your presentment and payout currencies are the same, top-3 countries with highest Stripe charges are ...
- 1.Mexico (7.10%)
- 2.Hong Kong (6.25%)
- 3.Malaysia (5.90%)
Again, assuming your presentment and payout currencies are the same, European countries have the lowest Stripe charges (2.15% and 3.65% for local and international cards respectively).
Within EU, Norway has the highest Stripe charges (4.90% and 5.40% for local and international cards respectively).